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Super for beginners, part 19: My employer has gone broke. What ...
Q: My employer has suddenly ceased trading and despite appearing on weekly payslips, I find no super contributions have been made for over 12 months. ... If your employer has not paid your super entitlements into your super fund, and your employer has gone out of business, chasing your Superannuation Guarantee entitlements can become more difficult. Although the ATO has become more pro-active in chasing employers who fail to meet SG obligations (see article Super for ...
SMSFs: What books are available to help run my super fund? | DIY super
I am an author and journalist with legal and economic qualifications and many years of experience working in, and writing about, superannuation and financial services. My business partner, Robert Barnes is an internet guru, ... You can also use the search function on SuperGuide to find relevant articles on the topics that interest you. Note that we have special category for self-managed super funds, called 'DIY super' which you can access by clicking on the link at the ...
The biggest cost crisis in superannuation › Find My Super Blog
Find My Super in consultation with the tax office represent members of superannuation funds and are searching all accounts that have tax file numbers. These are not members that appear just on the lost member register. ...
Super for beginners, part 18: My employer hasn't paid my SG. What ...
Background: Your employer must pay your quarterly Superannuation Guarantee (SG) entitlements by a certain date (see table below), and most employers do the right thing. For the benefit of other readers I outline how an employee can ... resident by remitting the amount overseas in accordance with the DASP application. Note that tax will be deducted from the DASP. You may also find helpful our article Superannuation Guarantee: Do we have to pay SG for overseas workers? ...
What is Superannuation in Australia? Working and Teaching in ...
When can I receive my Superannuation? The good news is, that for many of you, you will be working and travelling on the Working Holiday visa, which means that once you decide to leave the country permanently, you can get your ...
Enough Wealth: Net Worth of My Children
No, this isn't a soppy "my kids are priceless" post, just an occasional updates on their financial net worth. As of 30 August, DS1 (10 yo) had a net worth of $55504.50 spread between his retirement savings account (superannuation), ... As I don't feel like getting up before dawn anymore to "help" with a paper round, DS2 will have to find some other source of revenue. If he manages to learn a bit of recorder music I think I'll let him join DS1 when he goes busking from an ...
Tim Colebatch: It's about the skills, stupid
And the best way to minimise that risk is to find ways to attract more workers, young people, unemployed and workforce dropouts into skills training so that we do not run out of skilled workers, forcing employers to bid up wages. ... Yes, tax the miners on their excess profits, he said, but lock that money away for future needs, rather than using it to finance tax cuts, superannuation benefits and other entitlements which will have to be paid whether the miners are making ...
Record keeping when employing contractors etc - Small business ...
Lets say I charge out $120ph to my client whilst my freelancer charges me $40ph. And lets say the total bill is $120 to my client, do I record the full amount as income for me (being $120) and then record the $40 in my expenses? Or do I record $80 as income ... A recent case the ATO won was where a company that offered interprators for its clients was found to be liable for superannuation as its contractors (the actual interprators) were deemed to be employees for SGC. ...
Steer your own superannuation: By BINA BROWN smh.com.au ...
Like most members of public-offer superannuation funds, she is happy to have it invested in the default fund chosen by the manager. "I'm happy in the sense that I trusted my employer at the time to work with a reputable fund and that my money ... You might change funds to consolidate super accounts to cut costs and paperwork or if you find one with lower-cost or better services. Fund members who change because of poor investment performance may need to research to ensure ...
down---to---earth: The grey tsunami
I wonder if I can find that program somewhere on the web? I'll have to research that. As another person already meantioned I do not think it would be wise to count on the government to help my Husband and I when we reach retirement age. ... When I chose to leave the workforce and be a homemaker I also chose to no longer earn income or see my superannuation fund increase. Being a homemaker, growing our food, living frugally and supporting the kids is a full time job, ...
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